diff --git a/tests/unit/ReportSecondaryActionUtilsTest.ts b/tests/unit/ReportSecondaryActionUtilsTest.ts
index 8fa30c96f4d6a..04495f98a77ed 100644
--- a/tests/unit/ReportSecondaryActionUtilsTest.ts
+++ b/tests/unit/ReportSecondaryActionUtilsTest.ts
@@ -923,6 +923,9 @@ describe('getSecondaryAction', () => {
         const TRANSACTION_ID = 'transaction_id';
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT}${REPORT_ID}`, report);
 
+        // Use tomorrow's date to ensure we're always before the NACHA cutoff (23:45 UTC)
+        const tomorrow = new Date();
+        tomorrow.setDate(tomorrow.getDate() + 1);
         const ACTION_ID = 'action_id';
         const reportAction = {
             actionID: ACTION_ID,
@@ -931,7 +934,7 @@ describe('getSecondaryAction', () => {
                 IOUTransactionID: TRANSACTION_ID,
                 type: CONST.IOU.REPORT_ACTION_TYPE.PAY,
             },
-            created: new Date().toISOString(),
+            created: tomorrow.toISOString(),
         } as unknown as ReportAction;
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT_ACTIONS}${REPORT_ID}`, {[ACTION_ID]: reportAction});
 
@@ -970,6 +973,9 @@ describe('getSecondaryAction', () => {
         const TRANSACTION_ID = 'transaction_id';
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT}${REPORT_ID}`, report);
 
+        // Use tomorrow's date to ensure we're always before the NACHA cutoff (23:45 UTC)
+        const tomorrow = new Date();
+        tomorrow.setDate(tomorrow.getDate() + 1);
         const ACTION_ID = 'action_id';
         const reportAction = {
             actionID: ACTION_ID,
@@ -979,7 +985,7 @@ describe('getSecondaryAction', () => {
                 type: CONST.IOU.REPORT_ACTION_TYPE.PAY,
                 paymentType: CONST.IOU.PAYMENT_TYPE.VBBA,
             },
-            created: new Date().toISOString(),
+            created: tomorrow.toISOString(),
         } as unknown as ReportAction;
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT_ACTIONS}${REPORT_ID}`, {[ACTION_ID]: reportAction});
 
@@ -1018,6 +1024,9 @@ describe('getSecondaryAction', () => {
         const TRANSACTION_ID = 'transaction_id';
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT}${REPORT_ID}`, report);
 
+        // Use tomorrow's date to ensure we're always before the NACHA cutoff (23:45 UTC)
+        const tomorrow = new Date();
+        tomorrow.setDate(tomorrow.getDate() + 1);
         const ACTION_ID = 'action_id';
         const reportAction = {
             actionID: ACTION_ID,
@@ -1027,7 +1036,7 @@ describe('getSecondaryAction', () => {
                 type: CONST.IOU.REPORT_ACTION_TYPE.PAY,
                 paymentType: CONST.IOU.PAYMENT_TYPE.VBBA,
             },
-            created: new Date().toISOString(),
+            created: tomorrow.toISOString(),
         } as unknown as ReportAction;
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT_ACTIONS}${REPORT_ID}`, {[ACTION_ID]: reportAction});
 
@@ -1066,6 +1075,9 @@ describe('getSecondaryAction', () => {
         const TRANSACTION_ID = 'transaction_id';
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT}${REPORT_ID}`, report);
 
+        // Use tomorrow's date to ensure we're always before the NACHA cutoff (23:45 UTC)
+        const tomorrow = new Date();
+        tomorrow.setDate(tomorrow.getDate() + 1);
         const ACTION_ID = 'action_id';
         const reportAction = {
             actionID: ACTION_ID,
@@ -1075,7 +1087,7 @@ describe('getSecondaryAction', () => {
                 type: CONST.IOU.REPORT_ACTION_TYPE.PAY,
                 paymentType: CONST.IOU.PAYMENT_TYPE.VBBA,
             },
-            created: new Date().toISOString(),
+            created: tomorrow.toISOString(),
         } as unknown as ReportAction;
         await Onyx.merge(`${ONYXKEYS.COLLECTION.REPORT_ACTIONS}${REPORT_ID}`, {[ACTION_ID]: reportAction});