diff --git a/src/libs/ReportUtils.ts b/src/libs/ReportUtils.ts
index d362f99098358..c0687aa497d39 100644
--- a/src/libs/ReportUtils.ts
+++ b/src/libs/ReportUtils.ts
@@ -1040,12 +1040,14 @@ Onyx.connect({
 
 let allPolicies: OnyxCollection<Policy>;
 let hasPolicies: boolean;
+let policiesArray: Policy[] = [];
 Onyx.connect({
     key: ONYXKEYS.COLLECTION.POLICY,
     waitForCollectionCallback: true,
     callback: (value) => {
         allPolicies = value;
         hasPolicies = !isEmptyObject(value);
+        policiesArray = Object.values(value ?? {}).filter((policy): policy is Policy => !!policy);
     },
 });
 
@@ -4849,12 +4851,8 @@ function canEditFieldOfMoneyRequest(
 
         // Check if there are multiple outstanding reports across policies
         let outstandingReportsCount = 0;
-        for (const currentPolicy of Object.values(allPolicies ?? {})) {
-            const reports = getOutstandingReportsForUser(
-                currentPolicy?.id,
-                moneyRequestReport?.ownerAccountID,
-                outstandingReportsByPolicyID?.[currentPolicy?.id ?? CONST.DEFAULT_NUMBER_ID] ?? {},
-            );
+        for (const currentPolicy of policiesArray) {
+            const reports = getOutstandingReportsForUser(currentPolicy.id, moneyRequestReport?.ownerAccountID, outstandingReportsByPolicyID?.[currentPolicy?.id] ?? {});
             outstandingReportsCount += reports.length;
 
             // Short-circuit once we find more than 1
@@ -5932,8 +5930,8 @@ function getReportSubtitlePrefix(report: OnyxEntry<Report>): string {
     }
 
     let policyCount = 0;
-    for (const policy of Object.values(allPolicies ?? {})) {
-        if (!policy || !shouldShowPolicy(policy, false, currentUserEmail)) {
+    for (const policy of policiesArray) {
+        if (!shouldShowPolicy(policy, false, currentUserEmail)) {
             continue;
         }
 
@@ -11051,8 +11049,8 @@ function createDraftTransactionAndNavigateToParticipantSelector(
 
     let firstPolicy: Policy | undefined;
     let filteredPoliciesCount = 0;
-    for (const policy of Object.values(allPolicies ?? {})) {
-        if (!policy || !shouldShowPolicy(policy, false, currentUserEmail)) {
+    for (const policy of policiesArray) {
+        if (!shouldShowPolicy(policy, false, currentUserEmail)) {
             continue;
         }