diff --git a/src/components/FloatingCameraButton/BaseFloatingCameraButton.tsx b/src/components/FloatingCameraButton/BaseFloatingCameraButton.tsx
index 5af7528e1545c..61aec9e812fb3 100644
--- a/src/components/FloatingCameraButton/BaseFloatingCameraButton.tsx
+++ b/src/components/FloatingCameraButton/BaseFloatingCameraButton.tsx
@@ -37,6 +37,7 @@ function BaseFloatingCameraButton({icon}: BaseFloatingCameraButtonProps) {
     const [activePolicy] = useOnyx(`${ONYXKEYS.COLLECTION.POLICY}${activePolicyID}`);
     const [session] = useOnyx(ONYXKEYS.SESSION, {selector: sessionSelector});
     const [allTransactionDrafts] = useOnyx(ONYXKEYS.COLLECTION.TRANSACTION_DRAFT);
+    const [userBillingGraceEndPeriods] = useOnyx(ONYXKEYS.COLLECTION.SHARED_NVP_PRIVATE_USER_BILLING_GRACE_PERIOD_END);
     const reportID = useMemo(() => generateReportID(), []);
 
     const policyChatForActivePolicySelector = useCallback(
@@ -53,7 +54,7 @@ function BaseFloatingCameraButton({icon}: BaseFloatingCameraButtonProps) {
 
     const onPress = () => {
         interceptAnonymousUser(() => {
-            if (policyChatForActivePolicy?.policyID && shouldRestrictUserBillableActions(policyChatForActivePolicy.policyID)) {
+            if (policyChatForActivePolicy?.policyID && shouldRestrictUserBillableActions(policyChatForActivePolicy.policyID, userBillingGraceEndPeriods)) {
                 Navigation.navigate(ROUTES.RESTRICTED_ACTION.getRoute(policyChatForActivePolicy.policyID));
                 return;
             }
diff --git a/src/components/SettlementButton/index.tsx b/src/components/SettlementButton/index.tsx
index ceba47ed63b63..f0f72f187882d 100644
--- a/src/components/SettlementButton/index.tsx
+++ b/src/components/SettlementButton/index.tsx
@@ -120,6 +120,7 @@ function SettlementButton({
     const [lastPaymentMethods, lastPaymentMethodResult] = useOnyx(ONYXKEYS.NVP_LAST_PAYMENT_METHOD);
     const [personalPolicyID] = useOnyx(ONYXKEYS.PERSONAL_POLICY_ID);
     const [betas] = useOnyx(ONYXKEYS.BETAS);
+    const [userBillingGraceEndPeriods] = useOnyx(ONYXKEYS.COLLECTION.SHARED_NVP_PRIVATE_USER_BILLING_GRACE_PERIOD_END);
 
     const lastPaymentMethod = useMemo(() => {
         if (!iouReport?.type) {
@@ -215,13 +216,13 @@ function SettlementButton({
             return true;
         }
 
-        if (policy && shouldRestrictUserBillableActions(policy.id)) {
+        if (policy && shouldRestrictUserBillableActions(policy.id, userBillingGraceEndPeriods)) {
             Navigation.navigate(ROUTES.RESTRICTED_ACTION.getRoute(policy.id));
             return true;
         }
 
         return false;
-    }, [policy, isAccountLocked, isUserValidated, chatReportID, reportID, showLockedAccountModal, isDelegateAccessRestricted, showDelegateNoAccessModal]);
+    }, [policy, isAccountLocked, isUserValidated, chatReportID, reportID, showLockedAccountModal, isDelegateAccessRestricted, showDelegateNoAccessModal, userBillingGraceEndPeriods]);
 
     const getPaymentSubItems = useCallback(
         (payAsBusiness: boolean) => {
diff --git a/src/hooks/useReceiptScanDrop.tsx b/src/hooks/useReceiptScanDrop.tsx
index 77c129d6f5690..04f6f5289a3e1 100644
--- a/src/hooks/useReceiptScanDrop.tsx
+++ b/src/hooks/useReceiptScanDrop.tsx
@@ -27,6 +27,7 @@ function useReceiptScanDrop() {
     const isAnonymousUser = useIsAnonymousUser();
     const currentUserPersonalDetails = useCurrentUserPersonalDetails();
     const selfDMReport = useSelfDMReport();
+    const [userBillingGraceEndPeriods] = useOnyx(ONYXKEYS.COLLECTION.SHARED_NVP_PRIVATE_USER_BILLING_GRACE_PERIOD_END);
     const [policies] = useOnyx(ONYXKEYS.COLLECTION.POLICY);
     const [currentDate] = useOnyx(ONYXKEYS.CURRENT_DATE);
     const [activePolicyID] = useOnyx(ONYXKEYS.NVP_ACTIVE_POLICY_ID);
@@ -77,7 +78,7 @@ function useReceiptScanDrop() {
             setMoneyRequestReceipt(transactionID, source, file.name ?? '', true, file.type);
         }
 
-        if (isPaidGroupPolicy(activePolicy) && activePolicy?.isPolicyExpenseChatEnabled && !shouldRestrictUserBillableActions(activePolicy.id)) {
+        if (isPaidGroupPolicy(activePolicy) && activePolicy?.isPolicyExpenseChatEnabled && !shouldRestrictUserBillableActions(activePolicy.id, userBillingGraceEndPeriods)) {
             const shouldAutoReport = !!activePolicy?.autoReporting || !!personalPolicy?.autoReporting;
             const report = shouldAutoReport ? getPolicyExpenseChat(currentUserPersonalDetails.accountID, activePolicy?.id) : selfDMReport;
             const transactionReportID = isSelfDM(report) ? CONST.REPORT.UNREPORTED_REPORT_ID : report?.reportID;