diff --git a/.gitignore b/.gitignore
index 794323df..26d51596 100644
--- a/.gitignore
+++ b/.gitignore
@@ -1,4 +1,5 @@
 api/runtimeconfig.json
+database
 database/currency.json
 database/items.json
 database/isotokens.json
@@ -7,7 +8,6 @@ database/presence.json
 database/user_data.json
 database/weather.json
 database/automod.json
-database/isobank/*
 *.log
 *.pyc
 logs
diff --git a/cogs/isocoin.py b/cogs/isocoin.py
index 2baef25e..2ef0324c 100644
--- a/cogs/isocoin.py
+++ b/cogs/isocoin.py
@@ -3,11 +3,19 @@
 # Imports
 import random
 import json
+import os
 import discord
 from discord import ApplicationContext, SlashCommandGroup
 from discord.ext import commands
 
 # Variables
+if not os.path.isdir("database"):  # TEMPORARY: Allow cog to handle "database" directory generation (for now)
+    os.mkdir("database")
+if not os.path.isfile("database/isotokens.json"):  # Generate database file, if missing.
+    with open("database/isotokens.json", 'x', encoding="utf-8") as f:
+        json.dump({}, f)
+        f.close()
+
 with open("database/isotokens.json", 'r', encoding="utf-8") as f: isocoins = json.load(f)
 
 def save():
diff --git a/database/automod.json b/database/automod.json
deleted file mode 100644
index 0967ef42..00000000
--- a/database/automod.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
diff --git a/database/currency.json b/database/currency.json
deleted file mode 100644
index 0b8c97ac..00000000
--- a/database/currency.json
+++ /dev/null
@@ -1,5 +0,0 @@
-{
-	"treasury": 10000000000,
-    "wallet": {},
-    "bank": {}
-}
diff --git a/database/isobank/accounts.json b/database/isobank/accounts.json
deleted file mode 100644
index 9e26dfee..00000000
--- a/database/isobank/accounts.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
\ No newline at end of file
diff --git a/database/isobank/auth.json b/database/isobank/auth.json
deleted file mode 100644
index 9e26dfee..00000000
--- a/database/isobank/auth.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
\ No newline at end of file
diff --git a/database/isocard.json b/database/isocard.json
deleted file mode 100644
index 0967ef42..00000000
--- a/database/isocard.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
diff --git a/database/isotokens.json b/database/isotokens.json
deleted file mode 100644
index 0967ef42..00000000
--- a/database/isotokens.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
diff --git a/database/items.json b/database/items.json
deleted file mode 100644
index 0967ef42..00000000
--- a/database/items.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
diff --git a/database/levels.json b/database/levels.json
deleted file mode 100644
index 9e26dfee..00000000
--- a/database/levels.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
\ No newline at end of file
diff --git a/database/presence.json b/database/presence.json
deleted file mode 100644
index 0967ef42..00000000
--- a/database/presence.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
diff --git a/database/user_data.json b/database/user_data.json
deleted file mode 100644
index 0967ef42..00000000
--- a/database/user_data.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
diff --git a/database/weather.json b/database/weather.json
deleted file mode 100644
index 0967ef42..00000000
--- a/database/weather.json
+++ /dev/null
@@ -1 +0,0 @@
-{}
diff --git a/main.py b/main.py
index 62c9793a..e9974207 100644
--- a/main.py
+++ b/main.py
@@ -30,7 +30,7 @@ def initial_setup():
     """Runs the initial setup for isobot's directories.\nThis creates missing directories, new log files, as well as new databases for any missing `.json` database files."""
     # Create required client directories
     try:
-        paths = ["database", "config", "logs", "themes"]
+        paths = ["database", "database/isobank", "config", "logs", "themes"]
         for p in paths:
             if not os.path.isdir(p):
                 logger.warn(f"'{p}' directory appears to be missing. Created new directory for '{p}'.", module="main/Setup", nolog=True)
@@ -40,16 +40,18 @@ def initial_setup():
 
     # Generating database files
     try:
-        databases = ["automod", "currency", "isocard", "isotokens", "items", "levels", "presence", "user_data", "weather"]
+        databases = ["automod", "currency", "isocard", "items", "levels", "presence", "user_data", "weather", "isobank/accounts", "isobank/auth"]
         for f in databases:
             if not os.path.isfile(f"database/{f}.json"):
                 logger.warn(f"[main/Setup] '{f}.json' was not found in database directory. Creating new database...", module="main/Setup", nolog=True)
                 if f == "currency":
                     with open(f"database/{f}.json", 'x', encoding="utf-8") as f:
-                        json.dump({"treasury": 1000000, "wallet": {}, "bank": {}}, f, encoding="utf-8")
+                        json.dump({"treasury": 100000000, "wallet": {}, "bank": {}}, f)
+                        f.close()
                 else:
                     with open(f"database/{f}.json", 'x', encoding="utf-8") as f:
-                        json.dump({}, f, encoding="utf-8")
+                        json.dump({}, f)
+                        f.close()
                 time.sleep(0.5)
     except IOError as e:
         logger.error(f"Failed to make database file: {e}", module="main/Setup")