не вернул деньги при ошибке mqtt

[AlexTransit]

Jul 09 09:30:37 vm05 vmc[1545]: input.go:65: key press (Ok)
Jul 09 09:30:37 vm05 vmc[1545]: money_api.go:31: bill credit:100 coin credit:0, escrow bill:100. send command accept escrow
Jul 09 09:30:38 vm05 vmc[1545]: bill.go:437: bill stacked (100)
Jul 09 09:30:38 vm05 vmc[1545]: tele.go:129: robot send message: (state:Process)
Jul 09 09:30:38 vm05 vender[1545]: panic: open /home/vmc/vender-db/telemessages/o.15.tmp: permission denied
Jul 09 09:30:38 vm05 vender[1545]: goroutine 1 [running]:
Jul 09 09:30:38 vm05 vender[1545]: github.com/eclipse/paho%2emqtt%2egolang.chkerr(...)
Jul 09 09:30:38 vm05 vender[1545]: github.com/eclipse/paho.mqtt.golang@v1.4.3/oops.go:23
Jul 09 09:30:38 vm05 vender[1545]: github.com/eclipse/paho%2emqtt%2egolang.write({0x6a2c86, 0x20}, {0x1c113b0, 0x4}, {0x77ac54, 0x1f9e780})
Jul 09 09:30:38 vm05 vender[1545]: github.com/eclipse/paho.mqtt.golang@v1.4.3/filestore.go:230 +0x238