[HOLD BE] add optimistic data for addPersonalBankAccount

[mkzie2]

Explanation of Change

Fixed Issues

$ #57742
PROPOSAL: #57742 (comment)

Tests

1. Go to workspace settings > Workflows.
2. Click Connect bank account.
3. Click Log into your bank.
4. Go through the setup.
5. On the final step (T&C checkboxes), mark all the checkboxes and click Save and continue.
6. Close the RHP.
7. Verify that the added bank account appears in the Workflows page

• Verify that no errors appear in the JS console

Offline tests

None

QA Steps

1. Go to workspace settings > Workflows.
2. Click Connect bank account.
3. Click Log into your bank.
4. Go through the setup.
5. On the final step (T&C checkboxes), mark all the checkboxes and click Save and continue.
6. Close the RHP.
7. Verify that the added bank account appears in the Workflows page

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
• I wrote clear testing steps that cover the changes made in this PR
  • I added steps for local testing in the Tests section
  • I added steps for the expected offline behavior in the Offline steps section
  • I added steps for Staging and/or Production testing in the QA steps section
  • I added steps to cover failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
  • I tested this PR with a High Traffic account against the staging or production API to ensure there are no regressions (e.g. long loading states that impact usability).
• I included screenshots or videos for tests on all platforms
• I ran the tests on all platforms & verified they passed on:
  • Android: Native
  • Android: mWeb Chrome
  • iOS: Native
  • iOS: mWeb Safari
  • MacOS: Chrome / Safari
  • MacOS: Desktop
• I verified there are no console errors (if there's a console error not related to the PR, report it or open an issue for it to be fixed)
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  • I verified all numbers, amounts, dates and phone numbers shown in the product are using the localization methods
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• If the PR modifies the UI (e.g. new buttons, new UI components, changing the padding/spacing/sizing, moving components, etc) or modifies the form input styles:
  • I verified that all the inputs inside a form are aligned with each other.
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• If a new page is added, I verified it's using the ScrollView component to make it scrollable when more elements are added to the page.
• I added unit tests for any new feature or bug fix in this PR to help automatically prevent regressions in this user flow.
• If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.

Screenshots/Videos

Android: Native

Screen.Recording.2025-03-24.at.14.59.45.mov

Android: mWeb Chrome

Screen.Recording.2025-03-24.at.14.56.24.mov

iOS: Native

Screen.Recording.2025-03-24.at.15.02.34.mov

iOS: mWeb Safari

Screen.Recording.2025-03-24.at.14.57.40.mov

MacOS: Chrome / Safari

Screen.Recording.2025-03-24.at.14.47.49.mov

MacOS: Desktop

Screen.Recording.2025-03-24.at.15.06.00.mov

[melvin-bot]

@allgandalf Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

[mkzie2]

@allgandalf Instead of adding optimistic data we need to convert the achData from reimbursementAccount to the policy data after the bank account is verified completely.

[allgandalf]

why so? whats the problem with adding optimistic data?

[allgandalf]

update please

[mkzie2]

@allgandalf addPersonalBankAccount API is only the first step in the bankAccount flow. We should only add the policy.achAccount after the bank account flow is complete.

[allgandalf]

@mkzie2 please use the format:

• My original solution was:
• But we couldn't implement it due to reason(s):
• Now the new solution used is better that the previous one because:

Please try to be detailed!

[allgandalf]

bump @mkzie2

[mkzie2]

@stitesExpensify It's the Onyx update. Currently it only returns bankAccountList and reimbursementAccount.

We need to return the policy.achAccount too.

[allgandalf]

bump @stitesExpensify

[stitesExpensify]

Okay I will update the backend but it's going to be a while FYI. I've been dealing with fires for the last few weeks and am about to go OOO

[allgandalf]

no worries, @mkzie2 please put this PR on hold/ close it if we no longer need this

[parasharrajat]

@mkzie2 Please close this PR.