refactor hasCardAuthenticatedError to use amountedOwed

[dukenv0307]

Explanation of Change

Fixed Issues

$ #66443
PROPOSAL:

Tests

0. Use the account that has the payment card expired.
1. Open settings
2. Open subscription page
3. Verify that the message shows Your payment card expired. Please add a new payment card to clear your x outstanding balance.

• Verify that no errors appear in the JS console

Offline tests

QA Steps

• Verify that no errors appear in the JS console

PR Author Checklist

• I linked the correct issue in the ### Fixed Issues section above
• I wrote clear testing steps that cover the changes made in this PR
  • I added steps for local testing in the Tests section
  • I added steps for the expected offline behavior in the Offline steps section
  • I added steps for Staging and/or Production testing in the QA steps section
  • I added steps to cover failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
  • I tested this PR with a High Traffic account against the staging or production API to ensure there are no regressions (e.g. long loading states that impact usability).
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Screenshots/Videos

Android: Native

Android: mWeb Chrome

iOS: Native

iOS: mWeb Safari

MacOS: Chrome / Safari

[codecov]

Codecov Report

✅ Changes either increased or maintained existing code coverage, great job!

Files with missing lines	Coverage Δ
src/hooks/useNavigationTabBarIndicatorChecks.ts	100.00% <100.00%> (ø)
src/libs/SubscriptionUtils.ts	79.58% <100.00%> (+0.10%)	⬆️
...c/pages/settings/Subscription/CardSection/utils.ts	100.00% <ø> (ø)
src/pages/settings/InitialSettingsPage.tsx	0.00% <0.00%> (ø)
.../settings/Subscription/CardSection/CardSection.tsx	0.00% <0.00%> (ø)
... and 16 files with indirect coverage changes

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[chatgpt-codex-connector]

Treat missing amountOwed as 0 for auth-required check

Because callers now pass amountOwed directly from useOnyx(..., {canBeMissing: true}), this argument can be null when the key is missing. The strict comparison amountOwed === 0 will then be false, so users with stripeCustomerId.status === 'authentication_required' and no stored amount owed will not see the authentication-required error/red dot. Previously this path used getAmountOwed() which coerces null/undefined to 0, so the regression only appears after this change. Consider normalizing with getAmountOwed(amountOwed) or amountOwed ?? 0 before the comparison.

Useful? React with 👍 / 👎.

[dukenv0307]

we already added the default value when getting it from useOnyx

[dukenv0307]

@shubham1206agra Can you please review this PR?

[shubham1206agra]

@dukenv0307 Is there a way to simulate the test conditions?

[dukenv0307]

@shubham1206agra, I think we can mock data. I asked AI to help mock data to display the cardExpired message

[shubham1206agra]

@dukenv0307 You need to provide the exact mock steps. Otherwise, QA too will struggle to repro this.

[JmillsExpensify]

Refactoring that improves the product experience. Looks good to me.

[dukenv0307]

@shubham1206agra I tried, but couldn't find a way to set up the account with an expired card. Do you have any ideas? QA may have that account, so I think that's fine to add Use the account that has the payment card expired.

[shubham1206agra]

@dukenv0307 Can you give me mock Onyx state for the test? This should work.

[dukenv0307]

@shubham1206agra Here you are

onyx-state.txt

[JmillsExpensify]

Still all good from a product perspective.

[shubham1206agra]

Reviewer Checklist

• I have verified the author checklist is complete (all boxes are checked off).
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• I verified testing steps are clear and they cover the changes made in this PR
  • I verified the steps for local testing are in the Tests section
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  • I verified the steps cover any possible failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
  • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
• I checked that screenshots or videos are included for tests on all platforms
• I included screenshots or videos for tests on all platforms
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• I verified proper code patterns were followed (see Reviewing the code)
  • I verified that any callback methods that were added or modified are named for what the method does and never what callback they handle (i.e. toggleReport and not onIconClick).
  • I verified that comments were added to code that is not self explanatory
  • I verified that any new or modified comments were clear, correct English, and explained "why" the code was doing something instead of only explaining "what" the code was doing.
  • I verified any copy / text shown in the product is localized by adding it to src/languages/* files and using the translation method
  • I verified all numbers, amounts, dates and phone numbers shown in the product are using the localization methods
  • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
  • I verified proper file naming conventions were followed for any new files or renamed files. All non-platform specific files are named after what they export and are not named "index.js". All platform-specific files are named for the platform the code supports as outlined in the README.
  • I verified the JSDocs style guidelines (in STYLE.md) were followed
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• If the PR modifies a generic component, I tested and verified that those changes do not break usages of that component in the rest of the App (i.e. if a shared library or component like Avatar is modified, I verified that Avatar is working as expected in all cases)
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  • I added Design label and/or tagged @Expensify/design so the design team can review the changes.
• If a new page is added, I verified it's using the ScrollView component to make it scrollable when more elements are added to the page.
• For any bug fix or new feature in this PR, I verified that sufficient unit tests are included to prevent regressions in this flow.
• If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.
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Screenshots/Videos

[shubham1206agra]

@shubham1206agra Here you are

onyx-state.txt

@dukenv0307 This does not work btw

[tgolen]

@shubham1206agra Are you still testing this or is it OK to merge?

[shubham1206agra]

@tgolen You can merge the PR

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