feat: refresh all account usage for list and switch

[Loongphy]

Summary

• list and switch now fetch usage limits for all accounts before rendering (before: only the active account refreshed)
• show account status like 401 and 403 in list and switch
• add list --debug to inspect current account and request info, for example:

codex-auth list --debug
[debug] usage refresh start: accounts=3 concurrency=3
[debug] request usage: personal@example.com
[debug] request usage: work@example.com | Acme Team
[debug] request usage: backup@example.com
[debug] response usage: personal@example.com status=200
[debug] updated usage: personal@example.com 5h=82% weekly=64%
[debug] response usage: work@example.com | Acme Team status=403
[debug] response usage: backup@example.com status=401
[debug] usage refresh done: attempted=3 updated=1 failed=2 unchanged=0

issues

• codex-auth list 使用api但是不刷新非选中账号的 #14

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commit: 7e1bc3e