New API Proposal - Communication Risk Check

[Ma-Guang-Han]

API Proposal: Communication Risk Check API

Description
Communication Risk Check API empowers anti-fraud systems to analyze phone call and SMS activities associated with a phone number during a specified period, offering a comprehensive view of communication behavior.

The API provides multiple indicators and detailed insights related to phone call and SMS interactions. These insights enable banks, government agencies, and other API consumers to identify suspicious patterns more effectively. It enhances fraud prevention by supporting both suspect detection and victim protection.

Use cases

Communication Risk Check API helps banks enhance real-time risk detection of incoming calls when bank customers receive suspicious scam calls during money transfers, effectively preventing fraud. ​
With this API, banks can detect abnormal changes in past communication behavior to determine whether the caller may be a potential scammer.

Communication Risk Check API helps banks detect potential fraud when customers request large withdrawals. If suspicious behavior arises, staff can query the customer's communication data. ​
Using this API, they can detect abnormal changes in the customer's communication behavior to assess whether they might be potential victims.

Related to
#243

[linux-foundation-easycla]

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